Auto and Homeowers Insurance

Lawrence Tech offers a voluntary personal automobile and homeowners insurance discount program. The program is at the employee's expense with payment options; however, this program is not administered through payroll deduction. 
How to Enroll
Contact the Office of Human Resources at benefits@ltu.edu or link to Liberty Mutual Insurance for additional information about this program. 

Questions? Email benefits@ltu.edu.
 

Limitations
Lawrence Tech in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents. Although the university has elected to provide these benefits this year, no individual has a vested right to any of the benefits provided. Nothing in these materials gives any individual the right to continued benefits beyond the time the university modifies, amends, or terminates the benefit. Anyone seeking or accepting any of the benefits provided will be deemed to have accepted the terms of the benefits programs and the university's right to modify, amend or terminate them.

Every effort has been made to ensure the accuracy of the benefits information in this site. However, if any provision on the benefits plans is unclear or ambiguous, the Office of Human Resources reserves the right to interpret the plan and resolve the problem. If any inconsistency exists between this site and the written plans or contracts, the actual provisions of each benefit plan will govern. Lawrence Tech in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents.

University Bookstore

The University Bookstore is located in the Wayne H. Buell Management Building. Books, instruments, supplies, clothing, greeting cards, and a wide variety of other items may be purchased there. Employees of the university receive a 10% discount at the bookstore on all items except: computer software, electronics, food, magazines, rings and texts.

Employees may receive discounts on some bookstore purchases when they show their Lawrence Tech picture identification card.  ID cards are issued at the One Stop Center located in the A. Alfred Taubman Student Services Center.

Questions? Email benefits@ltu.edu.

 


Limitations
Lawrence Tech in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents. Although the university has elected to provide these benefits this year, no individual has a vested right to any of the benefits provided. Nothing in these materials gives any individual the right to continued benefits beyond the time the university modifies, amends, or terminates the benefit. Anyone seeking or accepting any of the benefits provided will be deemed to have accepted the terms of the benefits programs and the university's right to modify, amend or terminate them.

Every effort has been made to ensure the accuracy of the benefits information in this site. However, if any provision on the benefits plans is unclear or ambiguous, the Office of Human Resources reserves the right to interpret the plan and resolve the problem. If any inconsistency exists between this site and the written plans or contracts, the actual provisions of each benefit plan will govern. Lawrence Tech in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents.

 

COBRA

The federal Consolidated Omnibus Budget Reconciliation Act (COBRA) gives employees and their qualified beneficiaries the opportunity to continue health insurance coverage under Lawrence Tech's health plan when a "qualifying event" would normally result in the loss of eligibility. Lawrence Tech provides each eligible employee and their qualified beneficiaries with a written notice describing your rights to continue your health care coverage under Lawrence Tech's group health insurance plans. 
 

Summary Plan Description

The Summary Plan Description (SPD) document informs plan participants of their rights under the plan. Download a copy of the SPD document.  You may also request a paper copy of the SPD document free of charge by emailing benefits@ltu.edu.  Some of the plan features are listed below include qualifying beneficiaries and qualifying events.   
   

Qualifying Beneficiaries

A qualifying beneficiary generally is an individual covered by a group health plan on the day before a qualifying event and is an employee, the employee's spouse, or an employee's dependent child. In addition, any child born to or placed for adoption with a covered employee during the period of COBRA coverage is considered a qualified beneficiary.
 

Qualifying Events

Qualifying events are certain events that would cause an individual to lose health coverage. The type of qualifying event will determine who the qualifying beneficiaries are and the amount of time that a plan must offer the health coverage to them under COBRA.

Some common qualifying events are employee's voluntary or involuntary termination of employment, a reduction in an employee's hours or a leave of absence; an employee's divorce or legal separation; employee becomes entitled to Medicare; death of covered employee, and a dependent child no longer meeting eligibility requirements.
 
Questions? Email benefits@ltu.edu.    

Limitations
Lawrence Tech in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents. Although the university has elected to provide these benefits this year, no individual has a vested right to any of the benefits provided. Nothing in these materials gives any individual the right to continued benefits beyond the time the university modifies, amends, or terminates the benefit. Anyone seeking or accepting any of the benefits provided will be deemed to have accepted the terms of the benefits programs and the university's right to modify, amend or terminate them.

Every effort has been made to ensure the accuracy of the benefits information in this site. However, if any provision on the benefits plans is unclear or ambiguous, the Office of Human Resources reserves the right to interpret the plan and resolve the problem. If any inconsistency exists between this site and the written plans or contracts, the actual provisions of each benefit plan will govern. Lawrence Tech in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents.

Dental Insurance

Lawrence Tech offers dental care coverage for the employee and his/her spouse or registered same sex domestic partner and his/her eligible dependents.  The basic dental plan offers preventive, basic, and major services. Orthodontia services are available for dependents to age 18.  The plan includes co-payments and deductibles and other applicable costs above the annual benefit allowance.  Dental insurance coverage for eligible employees becomes available on the first of the month following 30 days of full time employment. 

The dental plan is administered through ADN Dental Company  and offers a Preferred Provider Organization (PPO) through ADN Dental Network, Michigan Dental Plan (MDP) or Dentemax network providers. When the employee uses a dentist from the network providers, their dental benefits are enhanced.

Questions? Email benefits@ltu.edu.    


Limitations
Lawrence Tech in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents. Although the university has elected to provide these benefits this year, no individual has a vested right to any of the benefits provided. Nothing in these materials gives any individual the right to continued benefits beyond the time the university modifies, amends, or terminates the benefit. Anyone seeking or accepting any of the benefits provided will be deemed to have accepted the terms of the benefits programs and the university's right to modify, amend or terminate them.

Every effort has been made to ensure the accuracy of the benefits information in this site. However, if any provision on the benefits plans is unclear or ambiguous, the Office of Human Resources reserves the right to interpret the plan and resolve the problem. If any inconsistency exists between this site and the written plans or contracts, the actual provisions of each benefit plan will govern. Lawrence Tech in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents.

 

Direct Deposit

Payroll Direct Deposit is available to all university employees. With Direct Deposit, your money is in your account on payday.  Whether you’re on vacation, sick, or out of town, your pay will automatically be deposited and available for your use.

Direct Deposit is the safest, most confidential way to get your money into your checking or savings account. No more worrying about lost, stolen or damaged checks, and there’s no need to make special trips to the bank or credit union to deposit your checks.

How to Sign Up
Current employees, not participating in Direct Deposit, are being requested and encouraged to complete a Direct Deposit Form.  

Questions? Email payroll@ltu.edu   

Limitations
Lawrence Tech in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents. Although the university has elected to provide these benefits this year, no individual has a vested right to any of the benefits provided. Nothing in these materials gives any individual the right to continued benefits beyond the time the university modifies, amends, or terminates the benefit. Anyone seeking or accepting any of the benefits provided will be deemed to have accepted the terms of the benefits programs and the university's right to modify, amend or terminate them.

Every effort has been made to ensure the accuracy of the benefits information in this site. However, if any provision on the benefits plans is unclear or ambiguous, the Office of Human Resources reserves the right to interpret the plan and resolve the problem. If any inconsistency exists between this site and the written plans or contracts, the actual provisions of each benefit plan will govern. Lawrence Tech in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents.

Employee Assistance Program

The Employee Assistance Program (EAP) provides eligible employees assistance with everything from life's every day issues to life's more difficult problems.  Information shared with an outside EAP counselor is kept completely confidential. The EAP counselors assist employees with both work-related and personal problems they or their family members may be experiencing.

Employees can receive assistance at any time of day or night to talk immediately with a professional counselor about issues such as: family relationships; marital difficulties; elder care and child care; financial and legal matters; drug and alcohol abuse; depression and loneliness; mental health problems; etc. For more serious concerns, the EAP counselor will make referrals to local qualified professionals or agencies that have been pre-screened. Follow-up calls are made to make sure the issue is addressed.

Questions? Email benefits@ltu.edu  


Limitations
Lawrence Tech in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents. Although the university has elected to provide these benefits this year, no individual has a vested right to any of the benefits provided. Nothing in these materials gives any individual the right to continued benefits beyond the time the university modifies, amends, or terminates the benefit. Anyone seeking or accepting any of the benefits provided will be deemed to have accepted the terms of the benefits programs and the university's right to modify, amend or terminate them.

Every effort has been made to ensure the accuracy of the benefits information in this site. However, if any provision on the benefits plans is unclear or ambiguous, the Office of Human Resources reserves the right to interpret the plan and resolve the problem. If any inconsistency exists between this site and the written plans or contracts, the actual provisions of each benefit plan will govern. Lawrence Tech in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents.

Flexible Spending Account Program

Employees may participate in the flexible spending account (FSA) program for paid health care and/or child care expense. The spending accounts are funded by a salary reduction program and administered through WageWorks.  

Employees may allocate before-tax dollars to cover anticipated expenses. Prior to the beginning of each plan year, each participant decides the amount of salary to be allocated to each type of plan (health care and/or dependent care). Throughout the year the employee will submit invoices for reimbursement for health-related expenses (including deductibles, copays, non-covered treatments, prescription glasses, doctor's prescribed over-the-counter medication, etc.) and/or for their child care expenses. **Any money left over in a FSA after all eligible claims have been paid may not be returned to the employee. 

Using flexible compensation, an employee "reduces" his/her taxable income. As a result, Social Security, federal and state income taxes are reduced. The more an employee uses flexible compensation, the lower his/her tax base will be, and the more net spendable income the employee will have.

Contact the Office of Human Resources or visit the WageWorks web site to learn more about the benefits, risks, and limits associated with the flexible spending accounts. 

Questions? Email benefits@ltu.edu

Limitations
Lawrence Tech in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents. Although the university has elected to provide these benefits this year, no individual has a vested right to any of the benefits provided. Nothing in these materials gives any individual the right to continued benefits beyond the time the university modifies, amends, or terminates the benefit. Anyone seeking or accepting any of the benefits provided will be deemed to have accepted the terms of the benefits programs and the university's right to modify, amend or terminate them.

Every effort has been made to ensure the accuracy of the benefits information in this site. However, if any provision on the benefits plans is unclear or ambiguous, the Office of Human Resources reserves the right to interpret the plan and resolve the problem. If any inconsistency exists between this site and the written plans or contracts, the actual provisions of each benefit plan will govern. Lawrence Tech in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents.

Life Events - Special Enrollment Period

When you enroll in benefits, your elections remain in effect to the end of the calendar year and you cannot make any changes until the next Open Enrollment period.  However, if you experience a qualified family status change during the calendar year, a special enrollment period may allow you to make a benefit change that corresponds with the status change. 

Employees are responsible for notifying the Office of Human Resources in writing within 30 days of most events. The employee must complete and return the Benefits Election/Change Summary Form #3075 and applicable benefit forms if the event has affected or will affect their coverage.  Based on your elections, the applicable payroll deductions will be processed. 

Life events listed below may not apply to every benefit plan:

  • Legal martial status.  Marriage, death of spouse, divorce, legal separation or annulment.
  • Number of dependents. Birth adoption, placement for adoption or death of a dependent.
  • Employment status. Commencement or termination employment  by employee, spouse, or dependent.
  • Work schedule. Switch between part-time and full-time work, and vice versa, commencement of or return from an unpaid leave of absence, or an increase or decrease in hours of employment by employee, spouse or dependent.
  • Dependent status. Either satisfying or ceasing to satisfy the age or other requirements to qualify as a covered dependent under the plan.
  • Resident or work site. Change in employee, spouse, or dependent resident that result in loss of coverage.
  • Domestic relations order.  A court order resulting from divorce, legal separation, annulment, or change in legal custody that require medical coverage for the employee's child under the employee's medical plan, or can end contributions for the child if the order requests the employee's former spouse to provide the coverage.
  • Medicare and Medicaid.  The employee, your spouse or dependent gains or loss Medicare or Medicaid eligibility.


Special Enrollment under HIPAA

If you decline coverage for yourself and/or your dependents (including your spouse) because you are covered under another health plan, you may, in the future, be able to enroll yourself and/or your dependents in the plan if you experience an involuntary loss of that coverage (e.g., spouse loses his/her job, divorce) or if the employer stops contributing towards the coverage.  However, you must request enrollment within 30 days after your other coverage ends or after the employer stops contributing towards the other coverage.

In addition, if you have a new dependent as a result of marriage, birth, adoption or placement for adoption, you may be able to enroll yourself and/or your dependent(s). However, you must request enrollment within 30 days after the marriage, birth, adoption or placement for adoption.

If you or a dependent is covered under a Medicaid or CHIP plan and coverage is terminated as a result of the loss of eligibility for Medicaid or CHIP coverage, you may be able to enroll yourself and/or your dependent(s).  However, you must request enrollment within 60 days after the date eligibility is lost.

If you or a dependent becomes eligible for premium assistance under an applicable State Medicaid or CHIP plan to purchase coverage under the group health plan, you may be able to enroll yourself and/or your dependent(s).  However, you must request enrollment within 60 days after you or your dependent is determined to be eligible for State premium assistance.  Please note that premium assistance is not available in all states. 

For more information about CHIP, call 1.888.988.6300 or link to Michigan Department of Community Health.

Questions? Email benefits@ltu.edu


Limitations
Lawrence Tech in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents. Although the university has elected to provide these benefits this year, no individual has a vested right to any of the benefits provided. Nothing in these materials gives any individual the right to continued benefits beyond the time the university modifies, amends, or terminates the benefit. Anyone seeking or accepting any of the benefits provided will be deemed to have accepted the terms of the benefits programs and the university's right to modify, amend or terminate them.

Every effort has been made to ensure the accuracy of the benefits information in this site. However, if any provision on the benefits plans is unclear or ambiguous, the Office of Human Resources reserves the right to interpret the plan and resolve the problem. If any inconsistency exists between this site and the written plans or contracts, the actual provisions of each benefit plan will govern. Lawrence Tech in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents.

Life Insurance

LTU covers full time employees with life insurance coverage. The coverage begins on the first of the month following 30 days of full-time employment. The term life insurance equals 100% of one years salary rounded up to the nearest $1,000 (to a maximum benefit of $150,000).  The pre-age 70 amounts reduce to 50% at age 70 to a maximum benefit of no more than $50,000. The employer pays the entire cost of this coverage.

Employees may purchase additional supplemental life insurance at one times upto four their annual salary in term life insurance.

Dependent life insurance is also available for purchase. Two plans options are available to cover the employee's spouse and dependent children.  The employee pays the full cost of this insurance. Contact the Office of Human Resources for more information.

Questions? Email benefits@ltu.edu


Limitations
Lawrence Tech in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents. Although the university has elected to provide these benefits this year, no individual has a vested right to any of the benefits provided. Nothing in these materials gives any individual the right to continued benefits beyond the time the university modifies, amends, or terminates the benefit. Anyone seeking or accepting any of the benefits provided will be deemed to have accepted the terms of the benefits programs and the university's right to modify, amend or terminate them.

Every effort has been made to ensure the accuracy of the benefits information in this site. However, if any provision on the benefits plans is unclear or ambiguous, the Office of Human Resources reserves the right to interpret the plan and resolve the problem. If any inconsistency exists between this site and the written plans or contracts, the actual provisions of each benefit plan will govern. Lawrence Tech in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents.

Long Term Disability Insurance

Long-Term Disability (LTD) income benefits are provided to all full time employees members after the completion of one (1) year of service. This insurance pays 60% of the employee's salary, to a maximum of $7,500/month, in the event that the employee is found to be disabled and unable to work. This plan also provides the disabled employee with continued contributions of a percentage of the paid monthly benefit into his/her retirement fund. If the disability is severe the percentage of coverage may be increased to 80% based on established criteria.

This benefit begins on the ninety-first day of illness and continues to end of disability or to age 65. The University pays the full cost of this coverage. 

For information on how to apply for LTD income benefits, contact the Office of Human Resources. 

Questions? Email benefits@ltu.edu  


Limitations
Lawrence Tech in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents. Although the university has elected to provide these benefits this year, no individual has a vested right to any of the benefits provided. Nothing in these materials gives any individual the right to continued benefits beyond the time the university modifies, amends, or terminates the benefit. Anyone seeking or accepting any of the benefits provided will be deemed to have accepted the terms of the benefits programs and the university's right to modify, amend or terminate them.

Every effort has been made to ensure the accuracy of the benefits information in this site. However, if any provision on the benefits plans is unclear or ambiguous, the Office of Human Resources reserves the right to interpret the plan and resolve the problem. If any inconsistency exists between this site and the written plans or contracts, the actual provisions of each benefit plan will govern. Lawrence Tech in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents.

Medical Insurance

LTU offers medical insurance plan options for eligible employees and his/her spouse or same-sex domestic partner and his/her eligible dependents.  As your employer, the University picks up a large percentage of the overall cost of insurance programs offered. Additional cost to the employee may include co-payments, deductible and co-insurance. Medical insurance coverage for eligible employees becomes available on the first of the month following thirty (30) days of full time employment.

Medical Insurance Options

 
Plans effective 01/01/2014
 
The HAP HMO Aspire Health Engagement Plan is a Health Maintenance Organization Plan (HMO). This plan is only available to Michigan residents. Under this plan, you must select a participating Primary Care Physician (PCP) through whom all your care will be directed. You are required to obtain a referral from your Primary Care Physician in the event that you need to see a specialist. Females using this plan may select a PCP as well as an OB/GYN and are not required to obtain referrals for routine OB/GYN services. Regular services are allowed twice per year. If you seek services from a physician or hospital outside of the network, no benefits will be payable (unless specified as an emergency).

To find a Health Alliance Plan provider or to change your PCP, log on to HAP at www.hap.org.

See the HAP HMO Aspire Health Engagement guide located at http://www.hap.org/healthinsurance/healthengagement/docs/aspire_member_guide/ for additional details about the program and the member requirements.

 

The AHL PPO Plan is provided through a Preferred Provider Organization (PPO), where a network of preselected hospitals and doctors is available for your use.  This is a national plan and is available to all U.S. residents. If you use the network, you will receive the highest level of benefits offered by the plan. While the network is available, you are not required to use it. You always have the complete freedom to select any provider whenever you need care. However, the out of network benefits are lower and your out of pocket costs are higher. If you use a non participating provider, you may also be billed the difference between the approved amount and the provider’s charge.

To find a AHL PPO provider online, visit www.hap.org.

Mail Order Prescription Drug Program

If you are enrolled in a mail order program, you can order refills for many of the medications you take on an on-going basis through one of our mail order vendors. Using the mail order program, you can order up to a 90-day supply at once for most drugs, and your medications will be delivered to your home.
 
 
 
Questions? Email benefits@ltu.edu

Limitations
Lawrence Tech in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents. Although the university has elected to provide these benefits this year, no individual has a vested right to any of the benefits provided. Nothing in these materials gives any individual the right to continued benefits beyond the time the university modifies, amends, or terminates the benefit. Anyone seeking or accepting any of the benefits provided will be deemed to have accepted the terms of the benefits programs and the university's right to modify, amend or terminate them.

Every effort has been made to ensure the accuracy of the benefits information in this site. However, if any provision on the benefits plans is unclear or ambiguous, the Office of Human Resources reserves the right to interpret the plan and resolve the problem. If any inconsistency exists between this site and the written plans or contracts, the actual provisions of each benefit plan will govern. Lawrence Tech in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents.

Legal Shield (Pre-Paid Legal Services and Identity Theft Shield)

Lawrence Tech offers Pre-Paid Legal Services (PPLS) and/or Identity Theft Shield (ITS) plans to eligible employees at a special group rate. 
 

Pre-Paid Legal Services (PPLS)

The Legal Shield PPLS plan includes unlimited phone consultations, calls and letters on member's behalf, document and contract review, will and trust preparation (at 25% discount), motor vehicle legal services, trail defense services, IRS audit legal services, and preferred member 25% discount for other legal services.  The plan covers the employee, their spouse and dependent children in all 50 states.  The plan excludes business and employment-related matters.    

  

Identitiy Theft Shield (ITS)

The Legal Shield ITS plan includes credit reports, 24/7 credit monitoring, and credit restoration.  The plan covers the employee and their spouse/domestic partner.


How to Enroll

Contact the Office of Human Resources at benefits@ltu.edu for additional information about this program.   

 

Part-Time Faculty and Staff Benefits

Part-time faculty and staff employees are also eligible to enroll in the Legal Shield Pre-Paid Legal Services and/or Identity Theft Shield plans at the special group rates. For more information about the program, email benefits@ltu.edu.

Questions: Email benefits@ltu.edu


Limitations
Lawrence Tech in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents. Although the university has elected to provide these benefits this year, no individual has a vested right to any of the benefits provided. Nothing in these materials gives any individual the right to continued benefits beyond the time the university modifies, amends, or terminates the benefit. Anyone seeking or accepting any of the benefits provided will be deemed to have accepted the terms of the benefits programs and the university's right to modify, amend or terminate them.

Every effort has been made to ensure the accuracy of the benefits information in this site. However, if any provision on the benefits plans is unclear or ambiguous, the Office of Human Resources reserves the right to interpret the plan and resolve the problem. If any inconsistency exists between this site and the written plans or contracts, the actual provisions of each benefit plan will govern. Lawrence Tech in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents.

Recreational Facility

LTU has a recreational facility know as the Don Ridler Field House. The facilities available include: gymnasium, weight rooms, showers, and saunas. This facility is available to all students and employees of the university.
 
For more information about the programs, stop by the "Field House" front desk or call us at 248.204.3862 or email us at sturec@ltu.edu.
 

Notice of Non-Discrimination Policy
Lawrence Tech adheres and conforms to all applicable federal, state and local civil rights regulations, statutes and ordinances. No person, student, faculty or staff member will knowingly be discriminated against relative to the above statutes. Lawrence Tech is an Equal Opportunity Employer.

Retirement investing plans

About the Plan

The University offers the Lawrence Technological University Defined Contribution Retirement Plan to help eligible employees save towards retirement.  The Plan has three funding sources: Employee Pre-Tax Match, Employer Match and Employee Pre-Tax (Non-Matching).   The funding sources have separate eligibility requirements that must be met before participating in the Plan.  The contributions you defer into the Plan generally will be contributed on a pre-tax basis. Deferrals (and related earnings) are always fully vested and cannot be forfeited. The Plan is subject to the discretion of the University to modify, add or eliminate at any time. 
  • Employee Pre-Tax Match/Employer Match: You contribute the required Employee Pre-Tax Match to receive the University Employer Match contribution that is in place.
  • Employee Pre-Tax (Non-Matching): Allows retirement contributions over the required Match amount or if you are not eligible for the Match contributions.
Your total retirement contributions (Employee Pre-Tax Match and Employee Pre-Tax combined) cannot exceed the annual IRS limit.  
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Summary Plan Description

The Summary Plan Description (SPD) document summarizes the important features of the Plan, including the eligibility requirements, benefits and obligations under the Plan. Download a copy of the following retirement plan SPD document: 
 
You may also request a paper copy of the SPD document free of charge by emailing benefits@ltu.edu

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TIAA CREF

The Plan is funded through the Teachers Insurance and Annuity Association-College Retirement Equities Fund (TIAA-CREF). Participants select amongst a wide choice of investment options for both plans.
 
An individual who has terminated employment with the University, either through retirement or for other reasons, will be granted complete control of accumulated funds, including transfer to other plans or cash surrender.  Distribution of these funds is governed by the IRS. Inappropriate cash out of these funds could result in excess taxes and penalties. Please contact TIAA-CREF at 1.800.842.2776 for information concerning withdrawal options for the funds.

 

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Plan Value and Fees

When it comes to planning for retirement, it's important you take into account plan fees when making investment decisions — just as you would consider how investment performance, your contribution amount, and asset allocation strategy all impact your retirement savings.  Link to Understanding Plan Fees to learn more about fees.  You may request a paper copy of the fee disclosure free of charge by emailing benefits@ltu.edu.  

 

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Beneficiary Designation

To designate or change your beneficiary information, contact TIAA-CREF:
  • Phone: Toll free: 800-842-2776
       Monday - Friday: 8:00 a.m. - 10:00 p.m. ET
       Saturday: 9:00 a.m. - 6:00 p.m. ET


Counseling and Seminars

TIAA-CREF offers Personal Consultation services with an Individual Consultant at a local TIAA-CREF office, on campus, or another location near you.  To schedule an appointment or locate a seminar, contact TIAA-CREF:

Schedule a personal appointment by phone:
Detroit Office: 800.842.2044
Local: 248.351.9040

For counseling by phone:
Call: 800.842.2776
 
Locate a seminar by Internet:
Visit: www.tiaa-cref.org/moc
Questions? Email benefits@ltu.edu 

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Limitations
Lawrence Tech in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents. Although the university has elected to provide these benefits this year, no individual has a vested right to any of the benefits provided. Nothing in these materials gives any individual the right to continued benefits beyond the time the university modifies, amends, or terminates the benefit. Anyone seeking or accepting any of the benefits provided will be deemed to have accepted the terms of the benefits programs and the university's right to modify, amend or terminate them.

Every effort has been made to ensure the accuracy of the benefits information in this site. However, if any provision on the benefits plans is unclear or ambiguous, the Office of Human Resources reserves the right to interpret the plan and resolve the problem. If any inconsistency exists between this site and the written plans or contracts, the actual provisions of each benefit plan will govern. Lawrence Tech in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents.

Short term disability income benefits

After the completion of one year of service, the University provides short-term disability (STD) income protection benefits during a medical leave of absence to eligible full-time employees. The STD income protection is a benefit that provides partial or full pay (depending on employee classification) for employees who are unable to work due to his or her own non-work related illness, injury, or disability. 

  • Faculty or Academic Administrative employees may receive short-term disability income benefits that compensates at 100% of salary during the contract term and is available if needed, until long-term disability takes effect.   
  • Staff or Non-Academic Administrative employees may receive short-term disability income benefits that compensates at 60% of your basic earnings for the period of disability after your leave time has been applied. You are required to use any available sick days until they are exhausted.  After you sick time is exhausted, you may elect to use your vacation and/or personal days, so as to be paid for all or a portion of the leave before short-term disability income benefits may apply. 

There is a waiting period of seven (7) calendar days before STD income benefits apply.  The STD coverage would be continued to the end of the disability or to a maximum period of 90 calendar days (65 work days). If the employee is disable past 90 days, he/she may be covered under the long-term disability plan if the nature of the illness meets the disability qualifications definition.

Employees wishing to apply for STD income benefits must complete the Short-Term Disability Benefits Claim Form #3015 and return it to the Office of Human Resources. 

Questions? Email benefits@ltu.edu 


Limitations
Lawrence Tech in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents. Although the university has elected to provide these benefits this year, no individual has a vested right to any of the benefits provided. Nothing in these materials gives any individual the right to continued benefits beyond the time the university modifies, amends, or terminates the benefit. Anyone seeking or accepting any of the benefits provided will be deemed to have accepted the terms of the benefits programs and the university's right to modify, amend or terminate them.

Every effort has been made to ensure the accuracy of the benefits information in this site. However, if any provision on the benefits plans is unclear or ambiguous, the Office of Human Resources reserves the right to interpret the plan and resolve the problem. If any inconsistency exists between this site and the written plans or contracts, the actual provisions of each benefit plan will govern. Lawrence Tech in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents.

Vision insurance

About the Vision Plan

EyeMed EOBs Go Green

 

About the Vision Plan

Lawrence Tech offers a vision insurance program through EyeMed Vision Care Plan.  Members may select from a network of optical providers to receive lower out-of-pocket costs.  Members may choose not to use a network provider, however, will incur more out-of-pocket costs. 

This plan offers the employee, spouse, and eligible dependents an eye exam, lenses and frames once every 12 months. Download EyeMed frequently asked questions for more information about the plan.

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Explanation of Benefits (EOB) documents "Go Green"

An EOB is a summary statement provided when EyeMed processes a claim for you.  As part of EyeMed’s ongoing effort to minimize our impact on the environment, all EOBs will automatically be provided to you in electronic format via our member website.

In addition to the positive impact this change will have on the environment, it will also enhance the convenience of accessing and tracking your EOBs. All EOB documents will be available by logging into EyeMedVisionCare.com/member, 24/7, 365 days a year.

For easy-to-follow instructions for accessing the member website and locating your EOBs, download “How to change your Member Web Preferences.”

If you do not have access to a computer or prefer paper EOBs, you may contact EyeMed Customer Care Center at 1-866-969-3633.  A representative will provide an EOB and change your profile for you to receive EOB in the future.  

For questions please contact the Customer Care Center at 1-866-969-3633.  

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Questions? Email benefits@ltu.edu


Limitations
Lawrence Tech in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents. Although the university has elected to provide these benefits this year, no individual has a vested right to any of the benefits provided. Nothing in these materials gives any individual the right to continued benefits beyond the time the university modifies, amends, or terminates the benefit. Anyone seeking or accepting any of the benefits provided will be deemed to have accepted the terms of the benefits programs and the university's right to modify, amend or terminate them.

Every effort has been made to ensure the accuracy of the benefits information in this site. However, if any provision on the benefits plans is unclear or ambiguous, the Office of Human Resources reserves the right to interpret the plan and resolve the problem. If any inconsistency exists between this site and the written plans or contracts, the actual provisions of each benefit plan will govern. Lawrence Tech in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents.

Waiver of insurance coverage

If you have medical, vision and dental insurance provided from elsewhere, you may elect to waive Lawrence Tech's coverage.   In lieu of this coverage, you will be paid opt-out cash.  There are two plan options to opt-out of coverage as follows:  

Plan 1 = Medical opt-out

Plan 2 = Medical, dental and vision opt-out

If you choose Plan 1, you opt out of medical insurance coverage only, however you may enroll in the dental and/or vision plans.  If you choose Plan 2, you opt out of medical, dental and vision coverage.  Both plan options are taxable benefits and subject to FICA, Federal, state and city taxes.  The amount deducted for taxes depends on individual circumstances.  Calculations will not be provided prior to actual payment.

Employees who terminate employment during the year will forteit any remaining waiver fee.

To enroll in either plan:

  • Complete the Benefits Election/Change Summary Form - Form 3075.
  • Show proof of other insurance by providing a copy of an insurance I.D. card.  Note: Canadian citizens covered by OHIP are also required to show proof of insurance.
  • Submit both documents to the Office of Human Resources.

 

Special Enrollment Period

The Health Insurance Portability and Accountability Act of 1996 (HIPAA) requires Lawrence Technological University to inform you of your right to Special Enrollment under any of the medical insurance plans offered by the University when you or your eligible dependents (spouse/children) decline coverage during the initial enrollment period.

  • If you are declining enrollment for yourself, or your dependents (spouse/children) because of coverage under another plan, you may be able to enroll yourself or your dependents in the University plan in the future, provided you request enrollment within thirty (30) days after your other coverage ends.
  • If you are declining enrollment for yourself, or your dependents (spouse/children) because of coverage under Medicare or Medicaid, you may be able to enroll yourself or your dependents in the University plan in the future, provided you request enrollment within sixty (60) days after your other coverage ends.

In order to qualify for this special enrollment period, you must certify other coverage was the reason for declining/waiving enrollment in coverage provided through LTU. You will need to complete and return the benefits election/enrollment forms to Human Resources within the deadlines indicated.

Questions? Email benefits@ltu.edu


Limitations
Lawrence Tech in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents. Although the university has elected to provide these benefits this year, no individual has a vested right to any of the benefits provided. Nothing in these materials gives any individual the right to continued benefits beyond the time the university modifies, amends, or terminates the benefit. Anyone seeking or accepting any of the benefits provided will be deemed to have accepted the terms of the benefits programs and the university's right to modify, amend or terminate them.

Every effort has been made to ensure the accuracy of the benefits information in this site. However, if any provision on the benefits plans is unclear or ambiguous, the Office of Human Resources reserves the right to interpret the plan and resolve the problem. If any inconsistency exists between this site and the written plans or contracts, the actual provisions of each benefit plan will govern. Lawrence Tech in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents.

Wellness at Work

Lawrence Tech is a strong advocate for preventive health care. Choosing a healthy lifestyle is not only smart, it's economical.

Fitness

The university has  a recreational facility know as the  Don Ridler Field House. The facilities available include: gymnasium, weight rooms, showers, and saunas. This facility is available to all students and employees of the university.For more information about the programs, stop by the "Field House" front desk or call us at 248.204.3862 or email sturec@ltu.edu.

 

Healthy Tools

The university's medical insurance providers, Health Alliance Plan and Alliance Health and Life offer its members  on-line health assessment tools designed to help achieve health goals. The health assessment tools are available for you to prioritize your health changes based on your risk and readiness to make a change. HAP HMO Aspire Health Engagement members may take advantage of discounted health care cost by completing the iStrive SUCCESS Health Risk Assessment questionnaire.

 

Wellness Workshops

Throughout the year we offer worksite wellness workshop programs. The programs are free and available for all full and part time employees to attend. Learn to be inspired by experts in health and wellness.

 

Weight Watchers At Work

We’re excited to offer the Weight Watchers at Work program here on campus!  Anyone can join this program at LTU.  Click here for more details and registration information.

 

Wellness Resources

Follow the links below to get additional health-related information.

Health Information Resources


Email your comments to benefits@ltu.edu 

 


Notice of Non-Discrimination Policy

Lawrence Tech adheres and conforms to all applicable federal, state and local civil rights regulations, statutes and ordinances. No person, student, faculty or staff member will knowingly be discriminated against relative to the above statutes. Lawrence Tech is an Equal Opportunity Employer.

Notice of Disability Services

In compliance with Section 504 and the Americans with Disabilities Act (ADA), those applicants requiring reasonable accommodation to the application and/or interview process should notify the Office of Human Resources for assistance.

Inquiries or complaints may be addressed to personnel@ltu.edu or call 248.204.2151 for assistance.

Leaves of absence

Lawrence Tech provides a variety of leave of absences. The type of leave that employees are eligible for is dependent upon a variety of factors, including the employee's employment category and job classification. The types of leaves described in the Employee Handbook for Administrators, Faculty and Staff may apply to all eligible employees. Other types of leaves may be available to employees in specific employee classifications and are described in either the Faculty Handbook or Employee Handbook Addendum Administrators and Staff Only. The types of leaves include:


Leaves under Family and Medical Leave Act (FMLA)

  • Family Leave
  • Medical Leave
  • Military Family Leave


Other (Non-FMLA) Leaves

 

Leaves Applicable to Faculty Only

 

Leaves under Family and Medical Leave Act (FMLA)

Lawrence Tech complies with the U.S. Department of Labor (DOL) Family and Medical Leave Act (FMLA).  An eligible employee may request up to 12 work weeks of unpaid job-and benefit-protected leave of absence during a 12-month period for certain family and medical reasons. An eligible employee may request up to 26 weeks for a servicemember caregiver leave. 

Unpaid leave must be granted for any of the following reasons:

  • To care for your child after birth, or placement for adoption or foster care;
  • To care for your spouse, son, daughter, or parent who has a serious health condition;
  • For a serious health condition that makes you unable to perform your job;
  • In situations of qualifying exigency to be with an employee’s spouse, parent or child if said person is an active servicemember or has an impending call to active duty in support of a contingency operation;
  • For the care of an injured servicemember if the servicemember is the employee’s spouse, child, parent, or “next of kin”. The servicemember caregiver FMLA leave can be elected to be taken for up to 26 weeks in a 12-month period.

The Employee Guide to the FMLA answer common FMLA questions and clarify who can take FMLA leave and what protections the FMLA provides.

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Other (Non-FMLA) Leaves

Lawrence Tech provides other types of leaves for its employees. Additional provisions regarding the leaves are contained in the Employee Handbook Addendum for Administrators and Staff Only.

Bereavement Leave

Employees who wish to take time off due to the death of an immediate family member, in order to attend to necessary arrangements and the funeral, should notify their supervisor immediately. Up to three working days of paid bereavement leave will be provided to regular full-time and introductory full-time employees.

Definition of Immediate Family

Lawrence Tech defines "immediate family" as the employee's spouse, parent, child, sibling; the employee's spouse's parent, child, or sibling; the employee's child's spouse; grandparents or grandchildren.

Jury Duty

Lawrence Tech encourages employees to fulfill their civic responsibilities by serving jury duty when required.

Military Leave

A military leave of absence will be granted to employees, except those occupying temporary positions, to attend scheduled drills or training or if called to active duty with the U.S. armed services.

Personal Leave (Staff and Non-Academic Administrative Employees Only)

Lawrence Tech provides leaves of absence without pay to eligible regular full-time Staff and Administrative employees who wish to take time off from work duties to fulfill personal obligations.

Time off to Vote

Lawrence Tech encourages employees to fulfill their civic responsibilities by participating in elections. Generally, employees are able to find time to vote either before or after their regular work schedule. If employees are unable to vote in an election during their nonworking hours, the employee may request in writing up to one hour of paid time off to vote.

Witness Duty

Lawrence Tech encourages employees to appear in court for witness duty when subpoenaed to do so. If employees have been subpoenaed to testify as a witness, they will receive paid time off for the entire period of witness duty minus any compensation received from the court, or the litigants.

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Leaves of Absence Applicable to Faculty Only

Faculty may be granted a leave of absence for professional purposes or for personal reasons. Additional details regarding the leave provisions are contained in the Faculty Handbook.

Sabbatical Leaves

The University may grant a sabbatical leave with pay and benefits to qualified faculty members, with six or more years of continued University service in a tenured or tenure-track position. Sabbatical leaves may be granted for the purpose of professional development, government or community service, research, skill training, or academic improvement. 

Leaves of Absence Without Pay

Faculty may receive unpaid leaves of absence from their normal academic responsibilities for personal or professional reasons. 

 

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Benefits During Leaves

During FMLA leave, the employee's health coverage and most other benefits are maintained as if the employee had continued to work. During other leave types, the employee's health coverage and other benefits may or may not continue. In the event of a lost of coverage, the employee's health coverage may be continued through COBRA. For additional information, access:

Benefits During Leaves

Pay During Leaves

Apply for Leave of Absence


Questions? Email benefits@ltu.edu 

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Limitations
Lawrence Tech in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents. Although the university has elected to provide these benefits this year, no individual has a vested right to any of the benefits provided. Nothing in these materials gives any individual the right to continued benefits beyond the time the university modifies, amends, or terminates the benefit. Anyone seeking or accepting any of the benefits provided will be deemed to have accepted the terms of the benefits programs and the university's right to modify, amend or terminate them.

Every effort has been made to ensure the accuracy of the benefits information in this site. However, if any provision on the benefits plans is unclear or ambiguous, the Office of Human Resources reserves the right to interpret the plan and resolve the problem. If any inconsistency exists between this site and the written plans or contracts, the actual provisions of each benefit plan will govern. Lawrence Tech in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents.

Notice of Non-Discrimination Policy

Lawrence Tech adheres and conforms to all applicable federal, state and local civil rights regulations, statutes and ordinances. No person, student, faculty or staff member will knowingly be discriminated against relative to the above statutes. Lawrence Tech is an Equal Opportunity Employer.

Notice of Disability Services

In compliance with Section 504 and the Americans with Disabilities Act (ADA), those applicants requiring reasonable accommodation to the application and/or interview process should notify the Office of Human Resources for assistance.

Inquiries or complaints may be addressed to personnel@ltu.edu or call 248.204.2151 for assistance.

Benefits during leaves

FMLA Leave and Benefits

Lawrence Tech complies with the U.S. Department of Labor (DOL) Family and Medical Leave Act (FMLA).  An eligible employee may request up to 12 work weeks of unpaid job-and benefit-protected leave of absence during a 12-month period for certain family and medical reasons. An eligible employees may request up to 26 weeks for a military family leave - ill or injured servicemember caregiver leave. 

During the FMLA leave, an eligible employee is entitled to continued group health plan coverage as if the employee had continued to work. If the necessity for leave exceeds the twelve weeks, the employee may continue health insurance by paying the full cost through COBRA benefits. Upon return to work in a full-time eligible position, coverage will automatically be reinstated, with the University paying the employer portion of the coverage.

At the conclusion of the FMLA leave, subject to some exceptions, an employee generally has a right to return to the same or to an equivalent position. NOTE: FMLA Leave will run concurrently with any paid leave available to the employee. 


Other (Non-FMLA) Leave and Benefits

For all leaves other than FMLA, where applicable, the employee's health coverage and other benefits may or may not continue.  In the event of a lost of coverage, the employee's health coverage may be continued under the provisions of the Consolidated Omnibus Budgeted Reconciliation Act COBRA.  Arrangements may be made to continue payments for other optional coverage such as optional life insurance at the time of the unpaid leave.

 

Questions? Email benefits@ltu.edu 

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Limitations
Lawrence Tech in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents. Although the university has elected to provide these benefits this year, no individual has a vested right to any of the benefits provided. Nothing in these materials gives any individual the right to continued benefits beyond the time the university modifies, amends, or terminates the benefit. Anyone seeking or accepting any of the benefits provided will be deemed to have accepted the terms of the benefits programs and the university's right to modify, amend or terminate them.

Every effort has been made to ensure the accuracy of the benefits information in this site. However, if any provision on the benefits plans is unclear or ambiguous, the Office of Human Resources reserves the right to interpret the plan and resolve the problem. If any inconsistency exists between this site and the written plans or contracts, the actual provisions of each benefit plan will govern. Lawrence Tech in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents.

Pay during leaves

A leave of absence may be paid, unpaid, or a combination of paid and unpaid, depending on the circumstances and as specified by University policy.

 

FMLA Leave and Pay

FMLA leaves are unpaid, however full-time benefit-eligible employee may be eligible to receive compensation during an approved leave…   

To apply for short-term disability income benefits, employees must complete the Short-Term Disability Claim Form # 3015. 

 

Application of Accumulated Paid Leave Time During Leave (Staff and Non-Academic Administrative Employees Only)

Staff and Non-Academic Administrative employees may or may not be required to exhaust available leave time during an approved leave of absence, which depends on the type of leave as specified below:

  • Medical Leave: Employees are required to exhaust any available sick leave time and may elect to use any vacation or personal time during a medical leave before short-term disability income benefits are applied. 
  • Family Leave: Employee are required to exhaust any available sick leave time and may elect to use any vacation or personal time for absence due to illness or injury of an eligible family member who resides in the employee's household. 
  • Military Family Leave: Employee are required to exhaust any available sick leave time and may elect to use any vacation or personal time for absence due to illness or injury of an eligible family member. 
  • Personal Leave: With the supervisor's approval, employees may use any available sick leave, vacation or personal leave time as part of the approved period of leave. 

This decision to use vacation or personal time must be made before any leave begins.

An employee on leave will not receive leave allocations. However, the leave time allocation will be prorated and applied upon return from an unpaid leave.

To request to use any accumulated leave time, Staff and Non-Academic Administrative employees must complete the Staff/Non-Academic Administrative Leave Time Usage Request Form # 3111

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Non-FMLA Leave and Pay

Non-FMLA leave may be paid, unpaid, or a combination of paid and unpaid, depending on the circumstances and as specified by University policy.  Contact the Office of Human Resources for more information.

 

Leaves of Absence Applicable to Faculty Only and Pay

 

Sabbatical Leave

The faculty member will receive full salary for a one-semester sabbatical and one-half of the annual salary for a two-semester sabbatical, with full continuation of all employee benefits.

 

Leaves of Absence Without Pay

The faculty member will not receive pay during leave of absence without pay.

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Questions? Email benefits@ltu.edu 


Limitations
Lawrence Tech in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents. Although the university has elected to provide these benefits this year, no individual has a vested right to any of the benefits provided. Nothing in these materials gives any individual the right to continued benefits beyond the time the university modifies, amends, or terminates the benefit. Anyone seeking or accepting any of the benefits provided will be deemed to have accepted the terms of the benefits programs and the university's right to modify, amend or terminate them.

Every effort has been made to ensure the accuracy of the benefits information in this site. However, if any provision on the benefits plans is unclear or ambiguous, the Office of Human Resources reserves the right to interpret the plan and resolve the problem. If any inconsistency exists between this site and the written plans or contracts, the actual provisions of each benefit plan will govern. Lawrence Tech in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents.

Apply for leave of absence

Eligible employees may apply for a leave of absence in accordance with the University policy and type of leave. 

 

FMLA Leave of Absence

Eligible employees may request a FMLA Leave of Absence for medical, family or military family reasons.  To request an FMLA leave, contact our FMLA Administrator FMLASource®.  FMLASource® is an easy and convenient way to request, track and manage family and medical leave.  You can access your FMLA information:

Online

By Phone

www.FMLASource.com

24 hours a day

7 days per week

1-877-462-3652

Monday – Friday

8:30 am – 8:00 pm, EST

Email Questions

FMLACenter@FMLASource.com


To apply for FMLA leave, follow these steps:

  1. Follow the normal reporting procedures by notifying your Supervisor (or designed representative) anytime you are absence from work (including FMLA leave absence)
  2. To submit your leave request, contact FMLASource:
  • Call FMLASource at 1-877-462-FMLA (1-877-462-3652), or
  • Log onto www.FMLASource.com (you will need your Access code = your Banner ID) and follow the instructions

When you login at www.FMLASource.com, you can:

  • Request a FMLA leave
  • Download medical certification and related forms
  • Check the status of a FMLA leave
  • Keep track of FMLA leave
  • Learn about federal FMLA regulations

For your reference, link to the following information:

For more information about your FMLA rights and responsibilities, please contact the Office of Human Resources at 248.204.2150 or email benefits@ltu.edu

 

Other [Non-FMLA] Leave of Absence

Eligible employees may wish to take time off for (Non-FMLA) reasons that includes:

  • Bereavement
  • Jury Duty
  • Military
  • Personal
  • Time off to Vote
  • Witness Duty
  • Medical Leave not covered under FMLA

To apply for Other [non-FMLA leave] Leave of Absence, follow these steps:

  1. Follow the normal reporting procedures by notifying your Supervisor (or designed representative) anytime you are absence from work 
  2. To submit your leave request

 

Leaves of Absence Applicable to Faculty Only

Faculty may be granted a leave of absence for professional purposes or for personal reasons that includes:

  • Sabbatical Leave
  • Leaves of Absence Without Pay

For information on how to apply for a Sabbatical Leave or Leaves of Absence Without Pay, contact the Department Chairperson and Office of the Dean.  

Questions? Email benefits@ltu.edu 


Limitations
Lawrence Tech in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents. Although the university has elected to provide these benefits this year, no individual has a vested right to any of the benefits provided. Nothing in these materials gives any individual the right to continued benefits beyond the time the university modifies, amends, or terminates the benefit. Anyone seeking or accepting any of the benefits provided will be deemed to have accepted the terms of the benefits programs and the university's right to modify, amend or terminate them.

Every effort has been made to ensure the accuracy of the benefits information in this site. However, if any provision on the benefits plans is unclear or ambiguous, the Office of Human Resources reserves the right to interpret the plan and resolve the problem. If any inconsistency exists between this site and the written plans or contracts, the actual provisions of each benefit plan will govern. Lawrence Tech in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents.

Benefits FAQ

What is the effective date for medical benefits?
To whom do I return the completed benefit forms?
I am a part-time employee. What benefits am I eligible for?
When am I eligible for paid time-off?
When do I become eligible for undergraduate tuition waiver benefits?
How many undergraduate credits are waived per calendar year?
When do I become eligible to contribute to the retirement fund - TIAA-CREF?
What is the maximum annual amount that I can contribute towards TIAA-CREF?
What forms do I need to complete to begin the TIAA-CREF reduction?
Whom do I notify when my address changes?
How do I obtain username/email account, employee ID and telephone authorization code?



Q. What is the effective date for medical benefits?

A. Medical benefits are effective the first day of the month after 30 days of employment.
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Q. To whom do I return the completed benefit forms?
A. Completed benefits forms should be returned to the Office of Human Resources before the coverage effective date.
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Q. I am a part-time employee. What benefits am I eligible for?
A. Part-time employees are eligible to contribute to the GSRA Tax Deferred Annuity funded through TIAA CREF and partial tuition waivers (see employee Employee Handbook for details).
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Q. When am I eligible for paid time-off?
A. Full-time non-academic employees are allocated annual vacation, sick and personal time based on the University's fiscal year (July 1 - June 30).   The first year's allocation will be prorated based on service time.  Thereafter, the annual allocation is based on years of service and/or employee category (see Employee Handbook for details).  The staff employee is not allowed to use vacation days or personal days until successful completion of their three month introductory probation.  All vacation and personal time allocations must be used by the end of the fiscal year (June 30).
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Q. When do I become eligible for undergraduate tuition waiver benefits?
A. Full-time employees are eligible for tuition waiver the first term (semester or summer session) after date of hire. Part-time employees are eligible for tuition waiver the first term (semester or summer session) after five (5) years from date of hire.
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Q. How many undergraduate credits are waived per calendar year?

A. A maximum of fifteen (15) credits per calendar year, not to exceed two regular courses in any one semester or term.
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Q. When do I become eligible to contribute to the retirement fund – TIAA-CREF?
A. There are two types of eligibility: 1) Group Supplemental Retirement Account/Tax-Deferred Annuity (GSRA/TDA) – employees are immediately eligible unless they are primarily a student 2) Defined Contribution Retirement Account (DCRA) – employees become eligible after meeting the age and service requirement, unless they fall into an excluded ineligible category (see Summary Plan Description for details). The one year waiting period is waived for the DCRA plan if the employee is at least age 25 and has ownership of an existing retirement account sponsored by a prior employer issued in accordance with code sections 403(b) or 401(k).  Both plans are voluntary and immediately vested.
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Q. What is the maximum annual amount that I can contribute towards TIAA-CREF?
A. For most people, the 2010 maximum annual contribution allowed in the GSRA/TDA and DCRA combined is $16,500 for those under age 50 and $22,000 for those age 50 and older. Under certain circumstances a greater amount may be tax-deferred.
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Q. What forms do I need to complete to begin the TIAA-CREF reduction?
A. The forms that require completion are the TIAA-CREF enrollment application form and the agreement for salary reduction form.  Contact Human Resources for enrollment instructions.
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Q. Whom do I notify when my address changes?
A. All address changes must be communicated to the Office of Human Resources.
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Q. How do I obtain username/email account, employee ID and telephone authorization code?
A. Once the employee's Banner ID is generated, the department requests the employee's username/email account from the Office of Human Resources. Once the username/email account is created, the employee 1) reports to the Help Desk for final activation and user password, 2) may obtain the employee ID at the Student Service Center - Engineering Building E109. The Department must request the employee's long distance authorization code from the Office of Human Resources.
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Questions? Email benefits@ltu.edu


Limitations
Lawrence Tech in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents. Although the university has elected to provide these benefits this year, no individual has a vested right to any of the benefits provided. Nothing in these materials gives any individual the right to continued benefits beyond the time the university modifies, amends, or terminates the benefit. Anyone seeking or accepting any of the benefits provided will be deemed to have accepted the terms of the benefits programs and the university's right to modify, amend or terminate them.

Every effort has been made to ensure the accuracy of the benefits information in this site. However, if any provision on the benefits plans is unclear or ambiguous, the Office of Human Resources reserves the right to interpret the plan and resolve the problem. If any inconsistency exists between this site and the written plans or contracts, the actual provisions of each benefit plan will govern. Lawrence Tech in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents.